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PSB Kisan Credit Card Loan (KCC) Form PDF Free Download


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 PSB Kisan Credit Card Loan (KCC) Form
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 27 Apr 2022
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Category :
 Punjab National Bank Form PDF
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PSB Kisan Credit Card Loan (KCC) Form PDF , PSB Kisan Credit Card Loan (KCC) Form PDF Download , PSB Kisan Credit Card Loan (KCC) Form PDF download link is available below in the article, download PDF of PSB Kisan Credit Card Loan (KCC) Form using the direct link given at the bottom of content.PSB Kisan Credit Card Loan (KCC) Form PDF Download for free using the direct download link given at the bottom of this article. The KCC provides short term loans to farmers at an interest rate of 4 percent on the condition of timely payment. According to government-run State Bank of India, interest will be waived up to 3 percent if the farmer repays the loan promptly. Objectives To provide additional hassle-free investment credit to farmers for agriculture purposes. Eligibility Individual farmers/joint borrowers who are existing Kisan Credit Card (KCC) holders having a satisfactory track record of one year. Area of Operation The scheme to be implemented by all the branches Nature of Facility Term Loan repayable within 3-5 years for undertaking activities like farm mechanization, land development, minor irrigation, allied activities, horticulture, and all other agriculture-related activities Quantum of Loan Rs 50000/- per acre of owned land with a maximum of Rs 5 Lacs. The Term Loan be sanctioned on the basis of risk assessment on case to case basis. This loan amount shall be in addition to the existing KCC limit of applicants. Security Hyp. of assets created out of Bank loan. The additional security will be land already mortgaged with the Bank in KCC limits. The undertaking is obtained from the borrower that the Security will not be released until and unless the Term loan account is adjusted. A third-party guarantee be obtained..

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